19 Financial Secrets That Most Seniors Never Hear About

Washington: Did you know that most seniors unknowingly overpay for everything? From auto insurance to prescription medications to groceries, you’re probably spending more than you should. But how would you know? They don’t tell you. The fact of the matter is, most companies actually offer secret discounts to seniors, all you have to do is ask. To stop you from spending more money than you should, we’ve put together the ultimate list of 19 places that you’re entitled a discount to. Remember, if you want to save, you simply have to ask.

Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix, most likely they will replace it.

We all love to go out and enjoy ourselves. But did you know that you can earn discounts just by having fun? If it sounds too good to be true, think again. We’ve gone ahead and put together a list of fun entertainment options that offer discounts to seniors. Check it out!
AMC Theaters: 30% for seniors 60+
Regal Cinemas: 30% off for seniors 60+
Kindle E-Books: AARP members save 50% off
Ticketmaster: Seniors 65+ enjoy reduced prices on tickets (discount varies per ticket)
US Museums: Seniors 50+ enjoy discounts and special offers at museums. (discount varies depending on museum)

Why should not being able to see cost you hundreds of dollars to fix? Instead of spending hundreds on prescription glasses and optometrists appointments you can get one versatile pair instead. Flex focus is a pair of customizable focus-control glasses, all you have to do is put on the glasses, then adjust the dial to control magnification. You’ll see 20/20 in just seconds, it doesn’t matter if you’re near or far-sighted, you’ll have one pair for any task. Designed by top optical scientists you are sure to have a pair of glasses that will work for you.

When you buy a car, you usually get a 3-year/36,000 mile warranty, but what happens when that warranty ends? No more roadside assistance and you have to pay for costly repairs out of pocket. If you don’t know anything about cars, you really are at the mercy of the mechanic.

Avoid dealing with this hassle and paying for the repairs again by extending your car’s warranty. Even better is going direct to the auto warranty company, rather than going through a middleman. Endurance Auto Warranty are one of the few direct providers of the program, and we like them because they are catering directly to seniors. Visit here to learn more about their auto warranty program.

Don’t expect banks to tell you this, but they can’t stop you from doing it either…
Still unknown to many is a brilliant insured refi plan called the FHA Cash-Out Plan (FaCOP) that could benefit millions of Americans and give them up to $185,000 in cash to use however they’d like! You could be the banks aren’t too thrilled about losing all that profit from high interest loans and might secretly hope you don’t find out before this program ends for good.

American are paying for their home renovations, funding their businesses, paying off debts& even taking vacations – All thanks to this “cash out” option that is now available. Inflation is through the roof right now and smart American are using this program to get up to $185,000 in cash There is NO COST to see if you qualify

These are, hands down, this year’s best cash rewards cards. Earn high bonuses in your first year. As a matter of fact, you could earn $200 after spending $500. These cards offer unlimited cash rewards just for doing your ordinary shopping. What’s better than that?

The ancient Japanese know that the feet are full of the most sensitive nerve endings and body energy centers. All body systems flow through the feet. But when was the last time you took proper care of your feet? Nuubu feet patches are special patches that are made from various herbs — a century-old solution the Japanese had believed to stabilize blood flow in the feet and help reduce the number of harmful elements accumulated there. You really have to see them to believe it.

Gold Allied is helping seniors protect their IRA or 401(k) by learning how to acquire physical gold. Simply complete their short form to receive a free gold investors guide.

The guide will help educate you on all the aspects of acquiring, like how to buy and store gold, and what are the benefits of gold, and what causes the price of gold to rise.

Senior Perks membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Membership to Senior Perks is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals.

To join the Senior Perks Senior Living email newsletter, powered by ArcaMax, simply enter your e-mail below and click “SUBSCRIBE”:

There are many benefits to getting older, you can retire, travel and spend more time doing what you love. However, one disadvantage of getting older is having joint pain. Joint pain is extremely common, around 70% of older adults experience joint pain, so you’re not alone. There is one benefit to joint pain being common and that is there are many remedies available. But so far the best remedy our team has found is Instaflex Advanced Joint Formula, it is a small capsule you can take daily which will help boost your joint function and increase mobility and comfort. Instaflelx has been GNC’s top-selling joint formula and you’ll see why once you try it.

One huge thing that many seniors often forget to do is review their auto insurance rate. Just because you’re insured, doesn’t mean you’re paying the best price. Did you know that the longer you go with a safe driving record, the bigger discount you’re entitled to? This common truth is recognized by most insurance companies, they just don’t tell you. Luckily, free websites like this will help you quickly compare affordable car insurance rates near you. Don’t be taken advantage of any longer, claim your discount today.

Those who take a minute of their time to check save an average of 50% each year.

The problem is, you have home videos, and pictures at your house, but cannot play them because you don’t have a VHS player. iMemories will step in and digitize all of your old photos and tapes, and put them on DVD. They do every format out there, and there no work on your part. All you do is request a shipping kit, and they will send you an empty box in which to put your items. You simply send in your tapes, or photos, and they will send you back a DVD. Finally you can watch those old home videos again on your nice DVD player, being able to relive and rewind every minute.

Are you one of the 48 million Americans that struggles with hearing loss? Are you like many and think your hearing aids are too big, uncomfortable, and don’t actually work? Well finally, there is a revolutionary solution for all of us… Styletto X. Styletto X is a first-of-its-kind Bluetooth hearing aid that is virtually invisible and clinically proven to deliver better than normal hearing…even in crowded environments. . And the best part…its affordable and easy to get! Who says hearing aids have to be clunky and expensive?

If you have ever had a flat tire, then you know how frustrating it can be to have to wait until you can get help to pump it back up. Being stranded like that is not only annoying but dangerous. I bet you would have wished that you could have had Airmoto with you then. Airmoto is a portable air pump for every situation, it can inflate anything in minutes. It works on car tires, bikes, ATV’s and other inflatables. All you have to do is connect the hose to your tire, select the pressure and press start. You’ll be back on your way in minutes. It is so easy to use and compact that every emergency car kit should have one.

ThePhotoStick OMNI is a small but powerful device that automatically finds, sorts, and safely backs up your photos, videos and other files. It’s perfect for anyone who wants to keep their memories safe and organized WITHOUT all the hassle, time, and money it would cost to do it yourself!
Simply plug in ThePhotoStick® OMNI and click ‘GO’! It does everything automatically. No complicated setup, logins, or software to install!

Don’t believe in magic? Well you will with the Cosmic Globe! This Cosmic Globe is a perfect gift for anyone. This new gadget is similar to a drone but at a fraction of the price! It is decked out with flashy LEDs, has the power to fly, spin and come back to you. It is truly engaging and mesmerizing. It is perfect to play indoors or outdoors and will provide hours of fun. Once you pick it up, you won’t be able to put it down!

If you are out for long periods of time and don’t have time to stop and recharge your phone, then you’ll need Charge Card. Charge Card is an extremely compact portable charger that can fit anywhere because it’s the size of a credit card. It comes with a cord that works for android and apple devices, so you never have to carry extra accessories with you. It fits easily in your pocket and is super thin and light as a feather. This is a must have for those who are constantly on the go because you’ll never have to deal with a dead battery again. Charge Card has all of the power and none of the weight.

Synoshi Power Spin Scrubber is the modern, handheld device that effortlessly brings the secret of Japan’s immaculate cleanliness to your home. By merging Japan’s love for cleanliness and modern technology, this cordless and rechargeable scrubber cuts cleaning time in half and takes the stress out of tidying up. Its innovative L-shaped design and three brush heads allow you to clean a wide range of surfaces, from tight spaces to smooth counters. With its strong battery life and waterproof capabilities, Synoshi makes cleaning a breeze, saving you both time and money. Experience the joy of a spotless environment with this remarkable cleaning tool inspired by the Japanese tradition of cleanliness.

We are finally breaking down the language barrier around the world. This cool device helps you communicate with anyone in any country around the world, and it’s small enough to fit in your pocket. Speak into the Muama translator and it will translate for you, into the selected foreign language of choice. Let the person you are speaking with, do the same, and you can have a full-on conversation with people that speak two different languages! These are essential for international travel, I wouldn’t leave the country without mine. Amazing times we are living in now.

Problem: The only copy of your photos, are on your phone. What happens if you lose it, or it breaks? Solution: The Photostick Mobile is an amazing device, that will automatically back up all of the photos and videos on your phone. Easily transfer the backup to your computer, for double safe storage. Works on Android, iPhone, Ipad, and Ipod Touch.

Did you know that a home burglary is committed every 13 seconds in the US? And if you’re a senior, the troubling news is that you’re at the highest risk to a home invasion. But just because that what the statistics state, doesn’t mean you have to be a part of it. The key to staying safe…..a home security system. Now, I know what you may be thinking. “But aren’t home security systems expensive? I can’t afford that.” The good news is, we have you covered. For a limited time, we’ve teamed up with ADT. What you get: – Home Security System Installation Discounts – Free Service & Repairs – 6 Month Risk Free Money Back Guarantee**